7

There is no definitive measure of what a fair student loan interest rate should be.

Conclusion
There is no definitive measure of what a fair student loan interest rate should be. The interest rate on each student loan plan must be considered within the context of the plan’s other terms and conditions. (Conclusion, Paragraph 41)
Addressee Bodies
HM Treasury
Timeline
Recommendation age 0.1 yrs
Report published 07 Jul 2026