UK Inquiry Tracker

No DSS: discrimination against benefit claimants in the housing sector inquiry

Work and Pensions Committee Closed Inquiry

Opened: 21 Feb 2019 Closed: 5 Nov 2019 Parliament page

The Committee wrote to mortgage lenders, insurers, property agents and property ad sites with questions about how their policies end up treating people who are trying to rent a home and in receipt of a benefit. The Committee has postponed an oral evidence hearing with landlords, agents and benefit recipients, … Read more The Committee wrote to mortgage lenders, insurers, property agents and property ad sites with questions about how their policies end up treating people who are trying to rent a home and in receipt of a benefit. The Committee has postponed an oral evidence hearing with landlords, agents and benefit recipients, originally scheduled for 20 March 2019. A new date will be announced as soon as possible. A selection of each group - Natwest and Co-op Banks, Kensington Mortgages, Nationwide building society; Shepherd’s Bush Housing Group , Hunters and YourMove estate agents; OpenRent ad platform - have been invited to attend Parliament that day to give evidence on their policies. The Committee will also hear from a panel of benefit claimants and private landlords that day. Full details will be announced In November, the Committee published correspondence with Natwest, when its lending practices came under scrutiny over the case of a landlord refused a re-mortgage - in fact threatened with revocation of the existing mortgage on the property - because she was renting the property to a tenant in receipt of housing benefit: Government must address housing “blacklist” created by lenders’ “no DSS” policy . Natwest’s review of its own policy is expected to report at the end of February. The Committee is now asking Natwest, and a series of other mortgage lenders, whether their buy-to-let mortgage policy allow landlords to let to tenants receiving housing benefit, or any benefit. It is also asking the lenders whether they are satisfied any restrictions they place on buy-to-let landlords would not inadvertently amount to unlawful discrimination against benefit recipients. Correspondence Correspondence from Committee to mortgage lenders regarding restrictions on benefit recipients in the private rental sector- dated February 2019 Correspondence from Committee to four property advertising platforms regarding restrictions on benefit recipients in the private rental sector - dated February Correspondence from Committee to property agents regarding restrictions on benefit recipients in the private rental sector - dated February 2019 Correspondence from Committee to companies that insure landlords and their representative ABI on restrictions on benefit recipients in the private rental sector - dated February 2019 Show less

1 Oral session

2 Letters

1 Event

Activity timeline 4 events

5 Nov
2019

Correspondence

Correspondence from Andrew Bester, Chief Executive, The Co-operative Bank, re further information on the restrictions on benefit recipients…

5 Nov
2019

Correspondence

Correspondence from Helen Buck, Executive Director - Estate Agency, Your Move, re supplementary information - dated 15 April 2019

24 Apr
2019

Oral evidence

Oral evidence session

24 Apr
2019

Formal meeting (oral evidence session) · The Grimond Room, Portcullis House

Committee event

Oral evidence sessions 1 session

24 Apr 2019

View on parliament.uk

Correspondence 2 letters

5 Nov 2019 Correspondence from Andrew Bester, Chief Executive, The Co-operative Bank, re further information on the restrictions on benefit recipients in the private rental sector - dated 29 March 2019

Parliament page

5 Nov 2019 Correspondence from Helen Buck, Executive Director - Estate Agency, Your Move, re supplementary information - dated 15 April 2019

Parliament page