We welcome the fact that the government asked Dr Suzy Morrissey to balance fairness and sustainability in her independent review of the State Pension age and set up a Second Pensions Commission to make recommendations on broader questions of adequacy, fairness and sustainability to guide the long-term future of the pensions system. The range and scale of challenges outlined in the Commission’s interim report, make clear that pensions policy is at a pivotal point. (Conclusion, Paragraph 9)