The Department gathers information from the lenders in addition to the (notably limited) requirements in original agreements.25 We had also taken evidence from Natwest, HSBC, Starling Bank and Paragon Bank. The lenders told us that all information requested by the Department has been provided.26 However, the Department has not established the full extent of the information held by lenders in order that this can be investigated further, while the banks told us they hold additional information which has not been requested.27 18 C&AG’s Report, BEIS ARA 2021–22, page 165 19 BEIS, ARA 2021–22, page 18 20 Bounce Back Loan Scheme - British Business Bank (british-business-bank.co.uk) 21 BEIS Annual Report & Accounts 2020–21 (parliament.uk) p8 22 Bounce Back Loan Scheme performance data as at 31 July 2022 - GOV.UK (www.gov.uk) 23 The Bounce Back Loan Scheme: an update (nao.org.uk) p54 24 Q 119 25 Q 119 26 Q 5 27 Q 6 Department for Business, Energy & Industrial Strategy Annual Report and Accounts 2021–22 13 Counter fraud activity on the Bounce Back Loan Scheme