We drew the Department’s attention to media reports relating to individual cases where payments had not yet been made or where claimants had been forced to accept half of what they were entitled to; and asked the Department what they were doing about these cases.47 The Department stated that in these cases which related to the Historical Shortfall Scheme, 90% of offers had been made by 15 November 2022 and that this was expected to continue to increase. However, some of these offers do not reflect the total compensation due. These claims related to more challenging cases where bankruptcy or insolvency are involved. The Department said it was working hard and where necessary taking advice from insolvency practitioners, to ensure that claimants got the maximum level of compensation possible.48