DWP also highlighted the importance of access to data, particularly because one of the big areas of UC overpayments related to people who had savings that they did not tell DWP about. It said that some of the powers in the planned Fraud, Error and Debt Bill would give it the ability to ask banks to let it know of situations in which someone on UC has more than a certain amount of savings. DWP told us that this situation would not automatically stop benefit payments but would highlight lines of inquiry for its investigators.66