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The Bank Referral Scheme is a good idea but it is being poorly implemented.

Conclusion
The Bank Referral Scheme is a good idea but it is being poorly implemented. Fundamental improvements are required to ensure that the scheme operates at the scale required and is fully used. (Conclusion, Paragraph 125)
Addressee Bodies
Department for Business and Trade
Timeline
Recommendation age 0.1 yrs
Report published 07 Jun 2026