Financial Loss and Care
"x" be removed from the equation set out in Regulation 7.
How was this assessed?
Response
Accepted in Part
Response
Accepted in PartThe Inquiry has raised concerns regarding the calculation of past care and financial loss awards for those who choose to continue receiving support scheme payments. The Inquiry has recommended that a formula in the regulations be changed to address its concerns. However, the Inquiry's recommended change would only change the calculation of past care, and not past financial loss. The Inquiry has recommended removing the 25% discount for living claimants who choose to receive support scheme payments. However removing the discount for this group only would lead to differences of treatment between the living and the deceased in respect of past care. The Government accepts the need for a change to the scheme in this area but for these reasons plans to consult on what would be the most appropriate set of changes to make.
Published Evidence
Published assessments of implementation progress from inspectorates, select committees, official progress reports, and other sources. Check the source type badge to see whether each assessment is independent or government self-reported.
As of 13 January 2026: 3,721 people asked to start claims, 3,546 begun process, 3,074 received offers totalling £2.47bn, 2,861 paid totalling £1.89bn. Third compensation regulations in force 31 December 2025.
View detailed findings
IBCA exceeded initial expectations. Three sets of regulations now in force covering infected persons, affected persons, and supplementary routes. £11.8bn committed in October 2024 Budget. Independent review found "very creditable progress."
IBCA has contacted 2,215 people to begin compensation claims; 1,934 started process. £812m+ paid via Horizon Shortfall Scheme. £11.8bn committed in Autumn Budget.
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IBCA exceeded expectations for first cohort and established operational service with "compassionate ethos." Target: bulk of infected payments by 2027, affected by 2029. Third compensation scheme regulations came into law 31 December 2025.