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HM Revenue and Customs

P-004956 · Statement · Decision date: 27 February 2026 · View HM Revenue & Customs scorecard
Personal taxes
Complaint (AI summary)
Mr D complained that HMRC failed to act on information regarding a tax assessment, causing unnecessary costs and stress, and that he felt bullied by HMRC.
Outcome (AI summary)
The complaint was closed. The ombudsman found HMRC followed its guidance and principles and thoroughly investigated the issues, therefore it was not responsible for fees incurred.

Full decision details

The Complaint

6. Mr D complains on behalf of himself and Mr C that HMRC failed to act on the information it had, as well as its own guidance when it decided to raise an assessment in 2021. He also complains he felt bullied by HMRC.

7. Mr D tells us it resulted in Mr C incurring unnecessary costs and wasting significant time and that he experienced stress and anxiety.

8. Mr D wishes to be compensated for the impact of HMRC’s actions on him. Mr C would like to be reimbursed the unnecessary costs and time wasted in dealing with this matter.

Background

9. Mr C told us that his accountant, Mr D had been acting on his behalf in managing his tax affairs with HMRC. During an enquiry into Mr C’s tax affairs in 2019, a gift of property from 2014 was disclosed and Capital Gains Tax (CGT) of £30,649 was paid. Further to that, HMRC wrote to Mr D and explained its position was that additional CGT was due as well as interest on that amount. It added that this would also lead to a penalty due to careless behaviour on Mr C’s part in not disclosing the matter in 2014/15.

10. In February 2020, Mr D raised the likelihood with HMRC that the property attracted Private Residence Relief (PRR - an allowance that means the sale of a property does not attract CGT). He provided evidence of why he believed that to be the case. HMRC responded in March 2020 and said it was seeking advice from its CGT specialists on the matter.

11. In January 2021, HMRC issued a discovery assessment which calculated the CGT at £122,080 plus interest and penalties which Mr D challenged on the basis that PRR was applicable. Communication continued between HMRC and Mr D and in mid-2023 Mr D sought advice from Tax Counsel who confirmed that PRR was applicable in this situation. He wrote to HMRC on Mr C’s behalf in April 2024 with his view on the matter.

12. After further communications between HMRC and Mr D, HMRC wrote to Mr C and Mr D to confirm the investigation into Mr C’s tax affairs was concluded and the assessment of January 2021 had been withdrawn.

13. In November 2024, Mr D complained to HMRC about the handling of the enquiry into Mr C’s tax affairs. He added that HMRC knew about the issue of PRR in 2020 but failed to act on it. HMRC responded at the end of December 2024 and said it was not upholding his complaint and explained why. Mr D then raised the complaint with the Adjudicator’s Office (AO) in April 2025 and received a final response in August 2025. The AO did not uphold the complaint.

14. Mr D brought the complaint to our Office in October 2025.

Findings

HMRC failed to act on the information and guidance

17. Mr D told us that having told HMRC that he believed PRR was applicable and referred to the HMRC guidance on the matter, he could not understand why HMRC failed to accept that position in 2020/21. He explained he had sent HMRC a copy of the Deed of Trust that was pertinent to the property and when consulted, the Tax Counsel said the matter was ‘a simple case.’

18. It is not within the remit of our Office to determine whether PRR was applicable to the transaction that took place with Mr C’s property and the associated trust. Our role is to consider whether HMRC acted on the information available to it. In this case, this means did it consider Mr D’s assertion that PRR likely applied in this case and the evidence he provided to support that.

19. We have examined the evidence of what actions HMRC took in response to the information Mr D gave it and in reference to its guidance on PRR. We should note that the enquiries by the caseworker were two-fold in that they were trying to establish if CGT was due as well as see whether there was a case to make that Mr C had been careless in his late disclosure. These enquiries are known as Discovery Assessments. HMRC has guidance on how to carry out an assessment in its Enquiry Manual Section EM3200. It is important to note that there are time limits for these assessments, the Enquiry Manual says:

Normal Time Limit

The normal time limit for making a discovery assessment is 4 years after the end of the relevant tax period.

Extended Time Limits

The time limit is extended to 6 years where the discovery assessment behaviour linked to the loss of tax was caused by carelessness by the taxpayer or a person acting on their behalf.

20. In March 2020, an HMRC caseworker sought advice from their Capital Gains (CG) specialist team. They received that advice in September 2020. The specialist stated that the position was complex, but in their opinion there were good reasons why the PRR position was invalid and ‘could effectively be ignored for the purposes of calculating the CG due when the property was gifted.’ HMRC told Mr D in October 2020 the decision that additional CGT was due. Mr D went on to say he would appeal that decision on behalf of Mr C.

21. In October 2021, Mr D appealed the decision and after a discussion with HMRC in December 2021 the appeal was declined. Mr D said he would need to seek legal advice.

22. When calculating CGT, HMRC sometimes needs to get accurate property values. To do so, it follows its Valuation Office procedures in its Capital Gains Manual Section CG74300. The Valuation Office (VO) gives the government the valuations and property advice needed to support taxation and benefits. HMRC got a valuation of the property concerned which it shared with Mr D.

23. When he questioned why it was different to the valuation Mr C had originally submitted, he was told that HMRC could arrange for the VO to contact him directly. However, Mr D told HMRC that Mr C was going to seek an independent valuation and was also going to get Tax Counsel advice on PRR.

24. Mr C’s Tax Counsel provided HMRC with a full analysis of the transactions that had occurred and the tax impact these led to in March 2023. The caseworker made a final referral to the CG team to confirm if their position remained the same and to let them see the more detailed analysis the Tax Counsel had provided. They raised further questions about the establishment of Trusts and what this would do to the CGT position.

25. The caseworker discussed the matter with the specialist and concluded that the matter remained complex and nuanced and would eventually be based on a detailed analysis of the various trusts and leases by HMRC’s CG specialists. They recommended that the discovery assessment which had been started in 2021 be withdrawn as there was little likelihood of HMRC being able to charge a careless penalty and the assessment therefore had exceeded the normal time limit. This is in line with the guidance in the Enquiry Manual.

26. HMRC told us and Mr D in its December 2024 letter that it reached a decision not to pursue CGT from Mr C. It withdrew the assessment on the basis that there was insufficient evidence to show Mr C had been careless and not on the acceptance that PRR applied.

27. Our Principles of Good Administration say:

‘Decision making should take account of all relevant considerations, ignore irrelevant ones and balance the evidence appropriately.’

28. We can see from the evidence that HMRC explored the matter of PRR using its CG specialists, sought additional information from Mr D and then examined the position taken by Mr C’s tax counsel. It concluded that it should not continue the assessment and wrote to Mr C and Mr D to tell them that was the case in August 2024.

29. We can appreciate that Mr D found it incredibly frustrating not to get a decision on the PRR question. We are sorry to hear that.

30. The evidence shows HMRC has acted in line with its guidance and our Principles in this aspect of the complaint and there are no indications of maladministration.

Incurred unnecessary costs and wasted time

31. Mr D told us that Mr C sought a second property valuation when HMRC presented him with evidence of the valuation it had received which was higher than the one he had previously given to HMRC. He said that it should never have got to the point where this was necessary and so HMRC should reimburse the costs to him of getting the valuations.

32. Mr C made the decision to seek an independent valuation as he did not agree with the one that HMRC said it would use if CGT was levied. While we understand Mr C’s position and intent, there is no evidence that HMRC told Mr C he needed to get an independent valuation or made errors when it sought a valuation from the VO.

33. The decision to seek advice from tax counsel was also a decision taken by Mr C to provide evidence for his and Mr D’s position that PRR was applicable. As we have previously shown, there was no resolution to the question of whether PRR applied or not so we cannot say that Mr C’s decision to get that advice was as a result of any errors on the part of HMRC.

34. We acknowledge that Mr D believes the matter should have been addressed well before the need for valuations and tax counsel input was needed. We have already shown that HMRC carried out its consideration in line with its guidance and Mr D accepts that once it was clear it was not going to accept PRR applying in the early stages of the assessment then delays were a shared responsibility between himself and HMRC. He has not complained about that period.

35. HMRC’s guidance on paying professional fees incurred by a taxpayer can be found in its ‘Complaints and Remedy Guidance.’ In that, it says:

‘Customers can claim reimbursement of costs they have paid, including fees they have paid to their professional agents, if they are additional costs as a direct result of our mistake or unreasonable delay.’

36. The evidence shows that we have not identified any mistakes or delays on the part of HMRC that would have led to Mr C incurring any unnecessary costs. While we recognise Mr D’s differing view, we find no indications that anything went seriously wrong. Therefore, we will not consider this further.

Felt bullied by HMRC

37. Mr D told us he felt bullied by HMRC when it failed to accept what he was telling it, and Mr C had to resort to paying for tax counsel. The large amounts of CGT being demanded put an unnecessary feeling of responsibility on Mr D.

38. We are sorry to hear Mr D felt that way. An assessment is likely to be a challenging and stressful event especially for the representative who is the intermediary between the client and HMRC. When HMRC did not accept Mr D’s position on PRR he felt his professionalism was being undermined and this reflected poorly on him. We can appreciate that he would have liked to have had the matter addressed without the needs for Mr C to seek assistance from tax counsel and it must have been frustrating when counsel supported the position Mr D had taken on PRR. The differing opinion on PRR was explored but not resolved as we have shown. Also, as highlighted above, HMRC was investigating the matter in line with our Principles as it had to establish the facts before making a decision.

39. The HMRC Charter says ‘We’ll always treat you in line with our values of respect, professionalism and integrity.’ We have reviewed the communications between Mr D and HMRC and have not seen any evidence of language or behaviours that we would consider not to be in line with its Charter. Therefore, we will not take any further action.

Our Decision

1. We have carefully considered Mr D’s complaint about HM Revenue and Customs (HMRC).

2. We are sorry to hear of the difficulties experienced in relation to the matters associated with the disposal of a property and the subsequent enquiries by HMRC. Mr D, Mr C’s representative, told us that he had given HMRC all the information it needed to make an early finding, yet it failed to do so. He tells us this led to Mr C incurring unnecessary costs trying to remedy the matter. Mr D also told us he felt bullied by HMRC, and this caused him stress and anxiety, and we are sorry to hear that is the case.

3. We have considered the evidence available to us and can see that HMRC followed its guidance and our Principles when it considered the evidence Mr C and Mr D supplied it. The evidence also shows that HMRC thoroughly investigated the issues in line with its guidance and as a result had no responsibility to pay for any of the professional fees Mr C incurred.

4. We recognise Mr D feels strongly that HMRC did not use the information available to it that would have meant no Capital Gains Tax was due. Its decision to decline Mr D’s appeal and have Mr C resort to involving tax counsel, felt like he was being bullied by it. We acknowledge that our findings that HMRC followed its guidance would not mitigate how he feels about that period of time.

5. Based on what we have seen, we will not take any further action on this complaint. We explain in more detail below how we reached this decision.

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