Support from family, often called the bank of mum and dad, is a major part of the current housing market for first-time buyers. This entrenches inequality in the sector, with home ownership resembling an inherited characteristic: a young person’s chance of homeownership depends more 53 on parental home ownership than on personal earnings. More should be done to ensure that everyone has a fair chance of buying a home if they want to, regardless of their family background. (Conclusion, Paragraph 36) Increasing supply and homebuilding