Access to cash in Scotland

Scottish Affairs Committee Closed Inquiry
Opened: 12 Jan 2022 Closed: 3 May 2023 Parliament page
The non-inquiry sessions will focus on access to cash and financial services in Scotland. The non-inquiry sessions are likely to: Understand the impact of bank branch closures on Scottish communities and workers Assess measures to ensure access to cash for consumers in Scotland Analyse the viability of alternatives to ATMs … Read more
5 Recommendations
9 Conclusions
1 Report
3 Oral sessions
7 Letters
5 Events
Activity timeline 17 events
19 Oct
2022
Report published
17 Oct
2022
Formal meeting (private meeting) · Room 15, Palace of Westminster
11 Jul
2022
Report published
5 Jul
2022
Formal meeting (private meeting) · Room 5, Palace of Westminster
20 Jun
2022
Correspondence
20 Jun
2022
Correspondence
14 Jun
2022
Correspondence
23 May
2022
Oral evidence
23 May
2022
Formal meeting (oral evidence session) · Room 5, Palace of Westminster
7 Mar
2022
Correspondence
7 Feb
2022
Oral evidence
7 Feb
2022
Formal meeting (oral evidence session) · Room 6, Palace of Westminster
Oral evidence sessions 3 sessions
23 May 2022
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John Glen · HM Treasury Laura Mountford · HM Treasury
7 Feb 2022
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Carol Anderson · TSB Fergus Murphy · Virgin Money UK Martin Kearsley · Post Office Reza Attar-Zadeh · Santander UK Ricky Diggins · Lloyds Banking Group
17 Jan 2022
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Adrian Roberts · LINK David Postings · UK Finance Debbie Hutchings · Unite the Union Richard Cooper · Cardtronics Division Richard Piggin · Which?
Title HC No. Published Items Response
Second Report - Access to cash in Scotland HC 80 11 Jul 2022 14 Responded
Recommendations & Conclusions
2 results
Clear
6 Recommendation Rejected
Second Report - Access to cash in …
We believe the issue of cash acceptance in a retail setting requires further investigation.
We believe the issue of cash acceptance in a retail setting requires further investigation. We recommend that the UK Government should consider asking the Financial Conduct Authority (FCA) to investigate and monitor cash acceptance levels across the UK. If the … Read more
Government Response
The government declined to ask the FCA to investigate cash acceptance levels, stating that it should remain the choice of individuals and organizations as to whether to accept cash or card.
Scotland Office
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9 Recommendation Rejected
Second Report - Access to cash in …
We recommend that the UK Government should clarify their position on how the Financial Services...
We recommend that the UK Government should clarify their position on how the Financial Services and Markets Bill will interact with pre-existing industry-led solutions such as LINK’s Financial Inclusion Programme. Currently, LINK’s Financial Inclusion Programme is reliant on the voluntary … Read more
Government Response
The government stated that it's not their intention for the Bill to determine how industry provides access to cash facilities; instead, the Bill provides the FCA with powers to ensure reasonable provision of access to cash withdrawal and deposit facilities.
Scotland Office
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Government Response AI assessment · 14 of 5 classified
Accepted 1
Accepted in Part 1
Acknowledged 8
Not Addressed 2
Rejected 2
Total 5 recs + 9 conclusions
Correspondence 7 letters
20 Jun 2022 To committee Letter from John Glen, Economic Secretary, HM Treasury, on the follow-up to access to cash
Parliament page
20 Jun 2022 To committee Letter from Duncan Cockburn, CEO, OneBanks, on the follow-up to access to cash
Parliament page
14 Jun 2022 Policy briefing from Age Scotland on Access to cash in Scotland, dated May 2022
Parliament page
7 Mar 2022 To committee Letter from Andrew McIntyre, Senior Communications Manager, Scotland, TSB, following-up to access to cash evidence session-customer support, dated 28 February 2022
Parliament page
31 Jan 2022 To committee Letter from Duncan Cockburn, CEO, OneBanks, on access to cash and the OneBanks pilots, dated 25 January 2022
Parliament page
18 Jan 2022 To committee Letter from Richard Cooper, Executive Director–Marketing, NCR, Cardtronics Division, on ATM infrastructure, dated 10 January 2022
Parliament page
25 Oct 2021 To committee Letter from Debbie Hutchings, Regional Officer, Unite the Union, on Virgin Money branch closures, dated 1 October 2021
Parliament page