UK Government Partly Upheld Search on PHSO website

HM Revenue and Customs

P-004316 · Report · Decision date: 18 November 2025 · View HM Revenue & Customs scorecard
Business taxes Business taxes Complaint record keeping failures
Complaint (AI summary)
Mr A and Ms B complained HMRC took 17 months to confirm non-delivery of penalty letters and failed to prove their creation date, causing significant psychological pressure.
Outcome (AI summary)
The complaint was partly upheld because HMRC failed to adequately investigate claims that penalty letters were not sent, causing distress. The ombudsman found the letters were created on the stated date.

Full decision details

The Complaint

8. Mr A and Ms B complain that HMRC took 17 months to conclude that it had not sent out letters regarding penalties as required under Section 69D (2) of the Value Added Tax Act 1994.

9. They also complain that HMRC has not provided compelling evidence to show that those letters were created on 1 June 2021, as it later advised, and not in December 2021 as they say the metadata suggests.

10. Mr A and Ms B tell us they had to live for fifteen months under the constant psychological pressure of having a penalty imposed on them in excess of £4.6 million each.

11. Mr A and Ms B would like HMRC to pay them a compensatory amount of money that shows a proper recognition of the emotional impact on them both. They would also like HMRC to consider a financial remedy for the legal and administrative costs associated with having to undertake a lengthy complaint process.

Background

12. Mr A and Ms B were directors of a company (the Company), when in mid-September 2019, HMRC notified them that it had denied them the right to recover tax on several transactions. It followed this up with Value Added Tax (VAT) assessments in late September 2019 showing the period over which the denial extended and the amount of VAT that was therefore due to be paid.

13. On 1 June 2021, HMRC issued penalty notices to the Company on the basis that it knew, or should have known, that its transactions were connected with VAT fraud. These letters are referred to as a PLN. In the letter, HMRC asked the Company to make representations on the matters.

14. In July 2021, HMRC wrote again and informed both directors that they were each personally liable for £4,665,217 which was to be paid within one month. This letter did not mention representations because the penalties were now applied as no representations were received.

15. In early August 2021, Mr A and Ms B’s representative wrote to HMRC to challenge the penalties. HMRC agreed to have the matter reviewed by its Solicitors Office and Legal Services (SOLS) department and wrote to the representative in mid-August 2021 to say that the review would be complete by mid-December 2021.

16. SOLS asked for representations about the penalty notices. The representatives told HMRC in early October 2021 that neither director had previously had the chance to give representations about the penalties being applied to them personally. They asked that the penalty notices be withdrawn.

17. HMRC replied in mid-December 2021 and said that, according to its records, the penalty notices were issued on 1 June 2021, and it was correct to make both directors personally liable. A few days later, the directors received a copy of the penalty notices of 1 June 2021.

18. Both directors sought legal support to challenge the penalties and filed an appeal with HM Courts and Tribunals Tax Tribunal in mid-January 2022.

19. After contact in April 2022 from Mr A and Ms B, HMRC undertook a further review to find out what had happened with the letters in question. In the meantime, HMRC’s solicitors spoke with the directors’ legal representative in May 2022 and said they would accept the letters had not been received and would withdraw the penalties.

20. In late September 2022, HMRC wrote to both directors and explained that after further investigation it agreed that the penalty notices were not issued in June 2021. It had identified there was a glitch in the system that meant the letters did not process correctly. As a result, the penalty notices were withdrawn.

21. A representative of both directors wrote to HMRC in late November 2022 and raised a complaint about the date of creation of the 1 June 2021 letters. The metadata (non-visual data embedded in the document showing information like author and created date) of the copies they received in late December 2021 suggested the documents had only been created on that date and this was to cover up errors by the issuing staff member.

22. HMRC responded in mid-January 2023 to say that it found no evidence to support the contention that the letters were generated on a date other than 1 June 2021. The representative responded in early February 2023, telling HMRC that neither director was satisfied with the response.

23. At the beginning of March 2023, HMRC provided a further response, at Tier 2 of its complaint process. It reiterated what had previously been said. It also included an explanation that a glitch in the system meant the letters were not sent through to the central print service (CPS) for printing and mailing. The representative was directed to the Adjudicator’s Office (the AO) if the two directors remained dissatisfied with the response.

24. In early July 2023, the representative wrote to the AO and told it that HMRC took too long to cancel the penalty notices and that the directors still held the belief that the letters were not created until December 2021. They said this was evidence of wrongdoing on the part of the HMRC employee.

25. The AO wrote to the representative in early January 2024. It partly upheld the complaint. The AO explained that there was no evidence the letters had been created other than on 1 June 2021. However, it did find that there were several missed opportunities to identify the letters had not been sent and it should not have taken almost 12 months. It recommended a financial remedy of £250 to each director for the impact of the delay.

26. Mr A and Ms B brought their complaint to our Office in October 2024.

Findings

Penalty Notices

27. Mr A and Ms B complain that HMRC took 17 months to conclude that it had not sent out letters regarding penalties, as required under Section 69D (2) of the Value Added Tax Act 1994.

28. As we saw in the Background, HMRC confirmed in late September 2022 that the PLN’s of 1 June 2021 had not been sent. It explained that there was an error in its system that meant the letters did not process correctly when they were created.

29. Our Principles of Good Administration state, ‘public bodies should behave helpfully, dealing with people promptly, within reasonable timescales and within any published time limits.’

30. The VATA 69d (2) says:

Before giving the officer a decision notice HMRC must:

inform the officer that they are considering doing so, and afford the officer the opportunity to make representations about whether a decision notice should be given or the portion that should be specified.

31. When Mr A and Ms B’s representative wrote to HMRC to challenge the penalties in August 2021, the issue was referred to its Solicitors Office and Legal Services (SOLS) department.

32. SOLS asked for representations from the directors (in line with ARTG4230). It was told in early October 2021 that neither director had been informed the penalties would be applied and so had no opportunity to challenge them. This highlighted that they had not received the June 2021 letter, and so was the point when they became aware of the letters. The July 2021 letter did not ask for representations. This is also the first point when HMRC were informed the directors had not received the June letters.

33. The SOLS review was undertaken by a member of a specialist team who had not been involved in the original decision and was independent of the directorate involved. Agent Update Issue 75 goes on to explain the review procedure and says:‘The review officer will decide if the decision is legally and technically correct consistent with HMRC’s policy, and consistent with HMRC’s Litigation and Settlement Strategy. The review officer will not normally contact the caseworker or discuss the case with them. But they may contact the caseworker to understand the decision better, to locate documents or to clarify evidence.’

34. In response, in mid- December 2021, the review officer wrote to the representative saying he was satisfied HMRC had met its statutory requirement with regard to VATA. The response also said a copy of the June 2021 letters were enclosed and HMRC was satisfied it had met its statutory requirement. We note HMRC did not attach a copy of the letters, and a request had to be made for these.

35. The review officer came to their conclusion by speaking with the member of staff who created the letters and checking the date of creation on the HMRC database. What they failed to do was check the part of the system that showed documents sent for mailing. Had they done so, they would have seen that the two letters did not appear on that system.

36. The HMRC Appeals reviews and tribunals guidance says:The purpose of the review is primarily to review the decision, after considering all the relevant facts or evidence

37. Given the directors said neither received the letter, it is our view that the emphasis should have been on checking the letters were sent (a relevant fact) rather than simply checking they were created. This was a missed opportunity to identify the original error, and this is a failing on the part of HMRC.

38. In the letter from SOLS, the reviewer advised that if the directors did not agree with his decision, they could ask for an independent tribunal to decide the matter. They were told they would need to write to the Tribunal within 30 days of the date of the letter.

39. The directors did so in mid- January 2022 and while this was in process the directors contacted HMRC once more to explain they had not received the 1 June letters. This prompted another review by HMRC which began in early April 2022 and ran in tandem with the tribunal process.

40. In May 2022, the solicitors representing HMRC in the tribunal case contacted the directors’ legal representative to say that they offered to withdraw the penalties, and allow the s.69D appeals on the basis that:

“1. The Commissioners accept that the letter 1 June 2021 was not received by Mrs B and Mr A (respectively); and 2. The Appellants do not pursue their costs against the Commissioners for the penalty appeals”.

41. So, while it took a further five months to complete the review and conclude the June 2021 letters had not been sent to the directors in June 2021, we find that the offer to withdraw the penalties in early May 2022 was the point at which Mr A and Ms B were aware HMRC accepted the letters were not received. We revisit this in our impact section.

42. As showed above, it took 10 months for HMRC to accept it did not send the June 2021 letter and to rectify the issue. While this is not the 17 months as claimed by Mr A and Ms B, we still consider 10 months is not a reasonable timescale. This means HMRC did not act in line with our Principles and is therefore a failing. We consider the impact of this later in our report.

43. The AO, in its report, stated that the member of staff who created the letters should have checked they were issued correctly. We established that a PDF version of the letters will be saved to the case file. We sought clarification from HMRC as to the responsibilities of someone in that role and it told us:

‘We have reviewed all our Customer Compliance guidance including Handbooks and Standard Working Instructions and can confirm that there is no mandatory instruction or recommendation to caseworkers to undertake further checks once letters have been sent to Central Print.’

44. We have found that given there is no expectation that the caseworker would check the PDF’s are added to the case file, there is no evidence of a failing on the part of the staff member.

Letter creation

45. The directors also complain that HMRC has not provided compelling evidence to show that those letters were created on 1 June 2021, as it later advised, and in late December 2021 as they say the metadata suggests.

46. In HMRC’s March 2023 complaint response, it explained that when a letter is uploaded from an electronic folder, the metadata shows the date of upload as the date of creation.

47. We asked HMRC to provide evidence of the creation of the two letters. It gave us screenshots of the document list on the HMRC system for Mr A and Ms B’s company. Within that it expanded on two entries to show two penalty notices were created on 1 June 2021 at 09:59.

48. HMRC told us that a historical entry cannot be created after the event and given we see multiple ‘viewing’ entries after that date (where someone has opened and viewed the document) we have no reason to doubt the veracity of their statement.

49. This is in line with our Principles of Good Administration where it says organisations should be open and accountable and this includes:

‘Public bodies should create and maintain reliable and usable records as evidence of their activities.’

50. HMRC has also told us that recent changes to the National Penalties Processing System (NPPS) will now show when a letter has been created and when it was issued to bulk mailing. We note this will improve transparency in the process and address the possibility of similar failings occurring in the future.

51. We can appreciate that the metadata entry would have added doubt and frustration to what was already a stressful time for both directors. While this is understandable, based on the evidence, we see no reason to doubt the documents were created on 1 June 2021 and do not uphold this aspect of the complaint.

Impact

52. We found HMRC took too long to identify the 1 June 2021 letters were not sent to Mr A and Ms B. When we identify a failing, we look to see if this had an impact on the complainant. We also look to see if the organisation complained about has taken any steps to put this impact right or if more should be done.

53. We asked Mr A and Ms B to tell us what the impact was on them for being personally responsible for the penalties over this period.

54. Mr A told us that the repercussions of the penalty letter have been profound, impacting virtually every aspect of his life, including his mental and physical health, his marriage, and his relationships with family and friends. He explained that the shock of receiving the ‘demand for payment within 30 days’ of such an enormous sum was staggering and caused him to experience panic attacks, feelings of isolation and insomnia. He became fearful for his family’s future and felt overwhelmed with guilt, leading to him considering taking his own life at several points in time. He also experienced migraines which he found incapacitating.

55. Ms B told us that she became extremely upset when she received the penalty notice, and it was a huge shock. She felt isolated and experienced significant anxiety and panic attacks. She was prescribed anti-depressants and sought non-medicinal therapy including counselling to help her cope with the stress of the situation. She explained that the constant worry, in addition to some marital issues, led to her drinking alcohol much more frequently that previously, which was out of character and led to her feeling more isolated. She told us that revisiting the period to tell us about the impact has reignited those feelings of anxiety, which had such a tremendous impact on her and her family.

56. Both parties have told us that the penalties were disproportionate to the Company profit level and their income as directors of the company, hence the shock and stress they experienced.

57. The evidence shows that Mr A and Ms B informed HMRC in early October 2021 that they had not received the 1 June 2021 letter. This is the date from which we consider HMRC became aware it needed to investigate that claim. It did so and incorrectly concluded the letters had been sent. We find that when SOLS wrote to the directors’ representatives in mid-December 2021 this is the point at which the error could have been identified and the impact addressed.

58. We have seen that they have taken the only action available to them to challenge the penalties given HMRC failed to identify the letters were never sent. This was the Tax Tribunal.

59. Both directors told us that the impacts were still being felt several years after the events. We carefully considered this and came to the view that there would still have been outstanding issues, for example company penalties, which would have contributed to those impacts described. While we recognise the directors may be experiencing ongoing strains, we find that we cannot link these fully to the delay in establishing whether the PLN was sent.

60. We also considered whether the late September 2022 letter should be the point where we determined the impacts were reduced. While we recognise this is the point at which it became clear the letters were never sent, the fact that HMRC had, in May 2022 already accepted they were never received and removed the penalties does in our view mean the impact was already significantly reduced by September 2022.

61. We identify the offer to withdraw the penalty notices in May 2022 as the point at which we can say that HMRC removed the source of the impact.

62. Therefore, we identify the period of impact to be 20 weeks.

Remedy already offered 63. The AO asked HMRC to apologise and pay Mr A and Ms B £250 each in recognition of the worry and distress caused to them. It explained that it chose an amount towards the higher end of the scale because it considered the events had had a high impact on the directors.

64. When HMRC and the AO decide on financial remedy, they use the HMRC CRG.

65. This guidance says payments HMRC makes are ex gratia and come from public funds and it will make payments for financial loss where it is clear that its mistakes or delays were the direct and sole cause of that financial loss, and this is supported by irrefutable evidence. It also says HMRC will consider making payments to its customers if its mistakes led to worry, distress, confusion, or sadness, or made an already difficult situation worse. These payments are designed to be a token and tangible recognition of its mistakes, rather than punitive.

66. Payments made for worry and distress will typically range between £25 and £500. That said, it may pay towards the higher end, or exceed this range, if its mistakes have had a significant impact. In other words, the CRG allows it to decide what financial remedy it thinks is appropriate based on the individual merits of the case.

67. Our ‘UK Central Government Complaint Standards’ say we expect organisations to provide a meaningful apology and, where possible, provide a remedy that aims to return anyone affected to a position they would have been if the failings had not occurred. If this is not possible, we expect any remedy to compensate them appropriately.

68. In considering the level of impact a failing has had on an affected person we refer to our Severity of Injustice scale (SOI). The SOI sets out the amounts of financial remedy we consider appropriate depending on the impact arising from an organisation’s mistakes or failings. We refer to this when we consider whether the amount offered by an organisation is fair and appropriate.

69. The SOI also helps us to ensure recommendations we make to put things right are consistent and transparent for everyone who uses our service. This is because while the failings or injustice in two complaints can be similar, the affected person may have experienced them very differently. Minor failures will tend to have a smaller impact than major ones.

70. Impact is related to the nature of the failings found and will vary from case to case. Some failings will also have secondary impacts which may not be immediately clear from the evidence we have.

71. In this case, HMRC’s £250 financial remedy falls within ‘Level 2’ of our scale, which carries a range of £120 to £550. We expect financial remedies within this range to be paid where the impact is distress, worry, annoyance, or similar, and of the sort which a healthy adult would be expected to deal with on a regular basis. We would expect the emotional impact to affect the person’s day to day functioning or ability to live a normal life for a period from one to two weeks up to around six months.

72. We also consider a financial remedy in this range to be reasonable where delays in complaint handling lasted from a few weeks up to around a year, or longer if we find there was no substance to the complaint.

73. We find the impact both parties describe is more significant than what we would typically expect to be appropriate for ‘Level 2’ on our scale. As such, we consider HMRC has not done enough to put this right for Mr A and Ms B.

74. We were initially concerned that HMRC did not offer any apology or remedy itself until the AO stepped in and recommended it do so. When HMRC wrote and cancelled the penalties in September 2022, we said it had an opportunity to take responsibility for its error and address the impact at that point.

75. HMRC has explained to us that when that letter was issued in September 2022, this action was subject to ongoing litigation orders agreed in the early June 2022 letter It did not believe it was appropriate at that time to be offering an apology. It added that as the June letter explained it was anticipated that this would be sought through HMRC’s complaint procedures.

76. We have carefully considered HMRC’s explanation, reviewed the format of the September 2022 letter and are satisfied that the complaint process was the most applicable avenue for issuing an apology.

77. We note HMRC wrote to Mr A and Ms B in January 2024 and apologised for the missed opportunities and stress and worry they experienced. We are pleased to see this, and this action is in line with the UK Government Complaint Standards.

Our Decision

1. Mr A and Ms B complained that HMRC failed to send them penalty notices as required by legislation and then did not provide compelling evidence to support the date of creation of those notices.

2. We found HM Revenue and Customs (HMRC) failed to adequately investigate Mr A and Ms B’s claims that letters of 1 June 2021 were not sent to them. This is not in line with the CMS Decision Makers Guidance.

3. We consider this caused Mr A and Ms B significant emotional and physical distress and undue pressure over several months.

4. We found that the letters of 1 June 2021 were created on that date and not in December 2021. We therefore found no evidence of a failing in this part of the complaint.

5. We therefore partly uphold the complaint.

6. We recommend HMRC acknowledge the failings we found and pay each party £950 in recognition of the impact its failings had on them. This is in addition to the £250 recommendation from the Adjudicator’s Office.

7. We also recommend HMRC consider a claim for administrative costs from each complainant relating to the HMRC complaints process.

Recommendations

78. We make recommendations in line with our Principles for Remedy which say public bodies should acknowledge failures, apologise, make amends, and use the opportunity to improve their services. Our Principles say we aim to ensure the public body puts the complainant back in the position they would have been in had nothing gone wrong. If that is not possible, the public body should compensate them appropriately.

79. To decide on a level of financial remedy, we review similar cases where the person has experienced a similar injustice, along with our severity of injustice scale.

80. We consider the emotional impacts outlined above fall in level three of our ‘Severity of Injustice Scale.’ Level three involves the person affected experiencing a moderate impact, so much so that to some extent it has affected their ability to live a relatively normal life. We consider the impact on both Mr A and Ms B to have been significant emotional distress and elements of physical distress that lasted for a relatively short period (20 weeks). We consider this went beyond ordinary distress and inconvenience and would have taken over their lives at that time.

81. The Level three descriptor also says that once the situation has ceased, the person affected would be expected to recover quickly. As we have said, the removal of the penalty notices would have removed the source of the impact thereby allowing Mr A and Ms B to recover.

82. We have thought carefully about those impacts and where in the scale an appropriate amount of financial remedy could be found. The level three financial scale of remedy says an amount between £600 and £1200 is what we would expect to see to address the previously described impacts. It is our view that the highest figure in that scale is the correct amount to address those impacts and as such have recommended an amount of £950 in addition to the AO recommendation of £250.

83. Our Principles for Remedy explain that:

Remedies may need to take account of injustice or hardship that results from pursuing the complaint as well the original dispute. Financial compensation may be appropriate for:

costs that the complainant incurred in pursuing the complaint

84. On the question of the legal and administrative costs associated with having to undertake a lengthy complaint process, the HMRC and PHSO complaint processes do not mandate legal advice, and any such representation was the choice of the Directors. However, it is understandable the Directors may want professional advice when submitting a complaint to HMRC given the impacts they were experiencing and the amount of money involved. The same considerations do not apply to a complaint to PHSO.

85. We recommend that HMRC consider a claim from Mr A and Ms B for the administrative costs involved in pursuing the HMRC component of their complaint. It should consider the claims in line with its Complaints and Remedy Guidance.

86. In line with the ‘UK Central Government Complaint Standards’ and our ‘Severity of Injustice Scale’ we recommend that within three months of the date of our final report HMRC should:

• pay Mr A £950 in recognition of the impact of those failings

• consider a claim for the administrative costs of pursuing the complaint through the HMRC process

• pay Ms B £950 in recognition of the impact of those failings

• consider a claim for the administrative costs of pursuing the complaint through the HMRC process

87. These payments are in addition to that already recommended by the AO.

88. We expect HMRC to consider and issue a decision on a claim for administrative costs within three months of receiving the claims.

89. We recognise how distressing this experience was for Mr A and Ms B and we hope our report resolves matters for them and helps draw a line under a difficult time in their lives.

Consider a claim for administrative costs from both directors (this can be a joint claim) Copy of letter confirming the payments were made within three months of issue date of the final report Evidence of the consideration and decision within three months of receiving the claims

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