Acceptance of Cash

Treasury Committee Closed Inquiry
Opened: 4 Nov 2024 Closed: 13 Oct 2025 Parliament page
The Committee is inquiring into whether there is a need in the UK to regulate or mandate the acceptance of physical cash in the form of notes and coins. The inquiry will consider any need for legislation and/or regulation, and potential costs to consumers and businesses. Read the call for … Read more
2 Recommendations
12 Conclusions
1 Report
3 Events
Activity timeline 5 events
30 Apr
2025
28 Jan
2025
Formal meeting (oral evidence session) · The Wilson Room, Portcullis House
17 Dec
2024
Formal meeting (oral evidence session) · The Thatcher Room, Portcullis House
4 Dec
2024
Formal meeting (oral evidence session) · The Thatcher Room, Portcullis House
Title HC No. Published Items Response
6th Report - Acceptance of cash HC 324 30 Apr 2025 14 Responded
Recommendations & Conclusions
2 results
120 Recommendation Rejected
6th Report - Acceptance of cash
Broaden Financial Inclusion Committee remit and regularly publish evidence on equitable cash access.
HM Treasury must broaden the terms of reference of the Financial Inclusion Committee on “digital inclusion and access to banking services” explicitly to address the risk that a two-tier economy will lock the digitally excluded out of the economy. HM … Read more
Government Response
The government states that the existing remit of the access to banking sub-committee already focuses on digital inclusion and that it already continuously reviews relevant data, therefore it does not believe there is a need to broaden terms or implement a new five-year public judgment cycle.
HM Treasury
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122 Conclusion Rejected
6th Report - Acceptance of cash
Monitor cash acceptance levels and report annually to the Committee on tolerable levels.
There may come a time in the future where it becomes necessary for HM Treasury to mandate cash acceptance if appropriate safeguards have not been implemented for those who need physical cash, and the level of cash acceptance begins to … Read more
Government Response
The government agreed to continually monitor cash acceptance levels through existing data sources but rejected the call for annual reporting to the Treasury Committee, believing current ongoing data collection provides sufficient information.
HM Treasury
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Government Response AI assessment · 14 of 2 classified

Total 2 recs + 12 conclusions